Ken and Sue, had strong super balances but lacked a clear plan to maximise benefits, manage tax, and clear their remaining mortgage. We helped them generate tax-free income, grow their super, and retire debt-free with confidence.

How do salary decisions in the final years before retirement significantly impact a Gold State Super member? Jessica risked reducing her final payout by shifting to part-time work, which would have lowered her five-year average salary.

Jeremy used his pre-1983 service to unlock valuable tax advantages at retirement. By applying targeted strategies, Jeremy increased his tax-free component, reduced his overall tax bill, and improved the tax efficiency of his estate.